Millions of Australians have been affected financially by the COVID-19 crisis, whether by loss of employment or business downturn. It is expected that the financial impacts of COVID-19 are likely to persist for months, and even years.  So, does this give us cause to reconsider our personal insolvency laws?…

As household debt increases and disposable income falls, more and more Australians are experiencing financial stress. Senior Lecturer Nicola Howell’s PhD research explores how consumer credit, debt and personal insolvency laws work in practice and whether they provide sufficient protection, particularly for those that are vulnerable or disadvantaged.…